Pay
Safer,
Build
Smarter
Your Money, protected until the work is done
Why PayLocker
- Transparency
- Reduced Risk
- Timely Payments
- Payment protection
- Milestone based confidence
- Peace of Mind
- Protection Guaranteed
How PayLocker Works
1
Builder sets up a new project account and invites the homeowner.
2
Homeowner confirms the project and deposits funds into their personal project account.
3
Work orders to contractors, trades and suppliers are confirmed and committed too.
4
Contractors perform the appointed works and invoice when complete.
5
Works are inspected for completeness and approved for payment.
6
Any works incomplete are finalized before payment is released.
Proudly Supporting Suicide Prevention in the Construction Industry
At PayLocker, we recognize the significant impact of mental health challenges within the construction industry and are deeply committed to supporting initiatives aimed at reducing suicide rates. Our sponsorship is more than just financial support—it is a pledge to bring hope, foster awareness, and drive meaningful change. By collaborating with leading organizations, we promote evidence-based actions and proactive solutions to address the root causes of mental health struggles and suicidal behaviour. Together, we strive to create a healthier, more compassionate industry where individuals feel supported, valued, and empowered to seek help when they need it most.
Who Can Benefit from PayLocker?
Our Fees
Our pricing is straight forward: – a maximum fee of 0.99% including GST applies. You only pay when the payment is successfully processed, with no hidden charges.





