secure construction payments

Who Can Benefit from PayLocker?

Comprehensive transparent solutions securing construction payments—protecting project funds and ensuring smooth transactions for homeowners, builders, contractors, trades and suppliers.

Homeowners

Transparency builds confidence with your own project specific trust account securing your funds for your project.

Builders

Enhance your reputation by building confidence, client funds are secured in third-party bank trust accounts.

Contractors, Tradespeople & Suppliers

Guaranteeing payments are committed before commencement.

Key Advantages

Who & WhatPayLockerTo What Extent
Anti Money LaunderingYesBuilt in security
NCP Non Cash PaymentsYesDigitally managed
Owners' fundsYesBank secured 100% life of the build
Owners' protectionYesInsolvency, scams, misuse protection 100%
Individual project specific accountsYesFunds NOT pooled 100%
Project stakeholder paymentsYes100% secured until paid
Licenses and Insurance integrationYes100% prior commencement validation
Bank & digital securityYesApplied to each and every account
Builder advantagesYesNefarious competitors ring fenced
Builder advantagesYesBetter trade relationships for cost and quality
Builder advantagesYesCheaper and more profitable
Contractor, tradespeople & supplier paymentsYes100% secured and paid
Scam & fraud protectionYesMultifactor Bank-grade Authenticated Security
Maximum all-inclusive costYesMaximum 1.0%
Dispute resolution guidanceYesContracted referral
Early payment optionsYesComing soon
Professional supportYesComing soon

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