Product Disclaimer Statement
The Product Disclaimer Statement on PayLocker provides general information, not financial or legal advice, and disclaims liability for accuracy, third-party links, and damages from site use, all in line with Australian Consumer Law.
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No Guarantee of Project Completion
PayLocker facilitates the secure handling of funds but does not guarantee the completion, quality, or success of any construction project. All project-related risks lie with the involved parties.
Limitation of Liability
PayLocker does not assume liability for any financial loss, delayed payments, misappropriation of funds, or project disputes arising from actions or omissions by third-party stakeholders (builders, contractors, tradespeople, or suppliers). Any claims related to services provided by these parties must be addressed directly with them. These limitations apply to the fullest extent permitted by law.
Service Availability
While we use industry-leading technology and security protocols, PayLocker cannot guarantee uninterrupted access to the platform. There may be times when the service is temporarily unavailable due to system maintenance, updates, or unforeseen issues. We do not assume responsibility for any loss or damages resulting from such interruptions.
User Responsibility
Users are responsible for providing accurate payment details, verifying project milestones, and ensuring compliance with all applicable laws and regulations. PayLocker will not be liable for any incorrect transactions, unauthorized access, or disputes arising from miscommunication between stakeholders. Users are encouraged to conduct due diligence when engaging with third-party services.
Third-Party Integrations
PayLocker may integrate with third-party services, including insurance and financial institutions. We are not responsible for the terms, conditions, or performance of these third-party services. Users should review their terms separately.
Changes to Service
PayLocker reserves the right to modify or discontinue any part of the service at its discretion. We will make reasonable efforts to notify users of significant changes, but we are not liable for any impact resulting from these changes.
Governing Law
This PDS is governed by the laws of Victoria, Australia. By using PayLocker, you acknowledge and agree to these terms and any other policies or agreements that govern the platform.
Government-Backed Accounts
Our platform offers government-backed account protection up to AUD $250,000 in line with Australian regulations. However, users are responsible for ensuring their accounts remain within this threshold. PayLocker does not assume responsibility for losses exceeding this limit.
If you have any questions regarding this PDS, please contact us at admin@paylocker.com.au. PayLocker provides a secure payment platform designed to facilitate transactions between stakeholders in the construction industry, including owners, builders, contractors, and suppliers. While we strive to ensure the highest level of security, transparency, and efficiency, users should be aware of the following terms:
By using PayLocker, you acknowledge and agree to these terms and any other policies or agreements that govern the platform.